Build your dream retirement with real estate.

Most people think a 401(k) and an IRA are the only ways to retire. I will show you how lease options, seller financing, and the right retirement accounts can get you there faster, with the real math.

Tom Howell, founder of Passive Income Magic

35 years

self-employed as a tax accountant and planner

100+

real estate transactions completed

0 hype

Every article shows the numbers, so you can check my work

What you will learn here

Six strategies I use and teach. Pick the one that fits where you are today.

Lease Options

Sell or buy a house on terms, with an option fee and rent credits toward the price.

Lease option articles →

Novations

Sell for retail value without paying for repairs up front, and share in the upside.

Novation articles →

Seller Finance

Be the bank when you sell, or buy without one. How the payment, interest, and balloon work.

Seller finance articles →

Solo 401(k)

Put retirement money to work in real estate, and stay on the right side of the rules.

Solo 401(k) articles →

Mobile Homes

A low entry price and steady note income, if you check the title, the park, and the condition first.

Mobile home articles →

Income Basics

Cash flow, cap rates, and a simple way to compare two deals before you buy.

Income basics articles →

Latest articles

Free deal calculators are on the way.

Lease option, novation split, cash offer, and rental cash flow calculators. Join the free list and I will let you know the day they go live.